The Relationship between the Development and Amount of Credits and Funds (Case Study: 22 Region of Tehran Metropolis)

Today allocation and distribution of credits in urban areas especially in Metropolises has become a serious socio-economic issue. So, it has been part of the inequalities in different aspects of social, economic, political, and overall areas underdevelopment affected by the unfair distribution of credits. This study was conducted to assess, evaluate and compare 22 districts of Tehran metropolis in terms of the relationship between the development, the amount of funds and focused resources on each region in order to distributive justice. Therefore, this research in terms of target is applied research and based on a nature is descriptive – analytical research. The geographical area of the study is Tehran metropolitan and its Statistical population is 22-fold regions of Tehran Metropolis. The sample for this study by nature of subject and volume of the low number of statistical population was considered the 22 the region. Technique for data collection has been a library study. In order to ranking of regions based on indicators of development (indicators of land use, and urban economic and services elements) is used TOPSIS model. Also statistical methods such as ordinal bivariate correlation coefficients including gamma and cross table is used to indicate the type and how the relationship between the variables. Also analysis software such as EXCEL, SPSS, GIS are used in this regard. The results showed that there was a significant relationship between development level and the amount of credit among the 22 regions of metropolitan Tehran. So, developed areas allocate their more funds than developing or underdeveloped areas. But, this is incompatible with distributive justice and in fact the situation in 22 districts of Tehran metropolis is not satisfactory in this respect and in line justice. Therefore, credit and focused financial resources as a major parameters could have a significant role in 22 regions of metropolitan development.