Comprehensive Model of Credit Risk Management in the Banking System of Iran

Credit risk is traditionally defined as the risk that an obligor will not be able to honor its (often long dated) obligations, and has mostly been applied to the fixed income world and more specifically to bank lending. Credit risk is known as the oldest, largest and most important bank's risk. Therefore an integrated credit risk management at all stages of Before lending, While lending,after lending Is critical for banks. This study aims to achieve a coherent pattern in the area of credit risk management. For this purpose,by Using research method of graunded theory and coding behind the different stages of the three-part comprehensive model of credit risk management framework includes policies, methodologies and infrastructure were found