The Impact of Joining to World Trade Organization (WTO) On Life Insurance Performance in Developing Countries

The joining World Trade Organization (WTO) is the highest scale of relation with worldeconomics. The joining World Trade Organization (WTO)has various effects on economy of countries. In this study, we study effects of joining (WTO) as adummy variable on thetwolifeinsurance indexes (life insurance densityand life insurance penetration). Selected countries joinedto (WTO)in1995 andwas studied in time period 1991 to 2117, Using panel data method. The goal of this study is to show the effect of joining to (WTO) on thetwo life insurance indexes in Developing Countries.The results show that joining (WTO) has positive and significant effects on life insurance indexes in Developing Countries.based on this result we can hope whereas Iran join to(WTO) and as a result experience trade liberation,It can with use of experience ofDeveloping Countries in preparing necessitude of economic,rightful and political decries the probable negative effects and inlong run notice the positive effects.