Familiarity with communitybased financing

One of the biggest challenges in the world is to finance and to provide health care services for more than a population of 1.3 billion in the poor rural areas and the workforce of the informal sector in countries with low and average incomes. Most of the community-based financing plans have been created in a setting with severe economic constraints, political instability, and public sector failures. Micro-level household data analysis indicates that community-based financing increases the availability of the needed health care services for the rural and the workforce of the informal sector, improves the quality and reduces the financial burden on the members. The Key policies below are presented for more effectiveness and sustainability of community-based financing schemes by the previous researches: Targeting subsidies to pay the insurance premiums of the vulnerable members Insuring people to protect them against expenditure fluctuations and taking out re-insurance to enlarge the effective size of small risk pools Technical support to strengthen the management capacity of local schemes Establishment and strengthening of link with the formal financing and provider networks.