A Comparative of the Rate of Effectiveness of Micro Credits Among Different Groups of Rural Societies in Mountainous and Plain Areas (A Case Study: Azadshahr Township)

One of the features of rural economy in Iran is the shortage of capital among rural families which is caused by various factors، especially low incomes. Therefore، rurals (different groups) considering the local and spatial conditions For to gain Need financial resources، inclined to join formal (government) and informal sections. This study is conducted comparatively in mountainous and plain areas of Azadshahr in Golestan province، based on the local-spatial differences. Research methodology is a descriptive- analysis one based on the survey data. Also in the discussion of theoretical principles، some documents such as Five-year development plans are used.