فهرست مطالب سارا افتخار پور

The undeniable role of banks in aggregating and allocating financial resources is possible and sustainable only when banks have financial
stability, especially when faced with financial crises. One of the important and influential factors in financial stability is financial inclusion. Therefore, this study investigates the effect of financial inclusion on financial stability in Iran and selected Islamic countries for the period 2005-2020. The results of the model estimation with dynamic panel data show that financial inclusion has a positive and significant effect on financial stability. In other words, when the number of ATMs, the number of bank branches, and the number of bank accounts with commercial banks are higher, the tendency and access of people to financial services will increase; Thus, the amount of savings and deposits in banks increases, and this, in turn, enhances the ability of banks to cope with financial crises and has a positive effect on their financial stability. The high ratio of non-performing loans, cost-to-income ratio, and loan-to-deposit ratio also have a significant negative impact on financial stability. Furthermore, the impact of macroeconomic variables on financial stability is positive and
significant. In other words, with rising inflation and GDP, the financial stability of banks increases.

Marketing capabilities are integrated and coherent processes designed to apply collective skills, knowledge and resources of the company, which identify the needs of the market and improve the value of the company's goods and services. The company, with the help of these capabilities, is able to adapt itself to changing market conditions. And use market opportunities to deal with competitive threats.
The purpose of this research is to identify and prioritize the factors influencing dynamic marketing capability. For this purpose, a sample of 384 managers and experts of Iran Insurance Company is selected using randomly classified sampling. The method used in this research to prioritize criteria is the AHP hierarchical analysis method. Research findings show that components, feelings and perceptions, learning, re-configuring, synchronization and integration have a dynamic effect on dynamic ability, and the criterion of sensation and perception with relative weight of 0.362 is the most influential element in dynamic ability and the component of learning with relative weight 0.227 is in the next priority. Also, the reconfiguration element with a relative weight of 0.218 in the third priority is an integral element with a relative weight of 0.117 in the fourth priority and an element of coordination with a weight of 0.076 in priority fifth.