ali basiri

The law on banking operations without usury was approved in September 1983 in order to adapt the operations of banks to Islamic standards, and it was implemented from the beginning of 1984. The aim is to investigate the impact of the law on usury-free banking operations in the Islamification of the banking system and financial and credit institutions.

Gathering information was done by carefully studying the law of interest-free banking operations and the circulars and executive instructions of banks and the bylaws of different chapters of this law in a library method and with comparative analysis.

Ethical Considerations:

 In this research, ethical principles such as referencing and quoting original sources were observed.

From the examination of the relationship between depositors and banks and between banks and investors, it is clear that the legislator is more interested in justifying the banks' practice than trying to implement monetary policies in accordance with Sharia standards.

When the relations between the bank, depositors and investors are not completely in accordance with Islamic contracts, why is there any insistence to measure the relationship between the bank and the depositors, which is rooted in the customs of the banking profession, with the touchstone of contracts determined in jurisprudence? And what is the requirement to limit contracts to the same known number?

optimal and desirable education can be considered one of the basic elements of every society, and teachers, as the guardians of this matter, are considered one of the most important factors in advancing the goals of education. Any society's survival, durability, and progress depend on the quality of its education. Therefore, this research aimed to explain the relationship between favorable organizational climate, organizational commitment and occupational violence.

The research design was descriptive and correlational. The research's statistical population was comprised of all the teachers working in education in district 2 of Shiraz city. Among the statistical population, 169 people were selected and studied by purposeful sampling. In order to collect data, questionnaires on the psychological climate (1991), organizational commitment (1990), and occupational violence (2013). After collecting and extracting data, participants' scores were analyzed using Pearson's correlation and multiple and multivariable linear regression, and statistical software (SPSS).

The results showed a positive relationship between organizational climate and organizational commitment and a significant negative relationship between organizational climate and occupational violence. Also, there is a significant correlation between the subscales of independence, cohesion, trust, pressure, support, appreciation, fairness, and innovation with organizational commitment and occupational violence. Also, the results showed that favorable organizational climate and organizational commitment are able to predict occupational violence.

The research results confirm the existence of a relationship between the psychology governing the organization and violence and job commitment in teachers. Therefore, a favorable psychological climate increases the efficiency, commitment, and performance of employees in the organization.

the present research deals with the relationship between personality traits and driving offenses among drivers in semnan city . the statistical population of the study consisted of drivers between the age range of workers and drivers . ~~~ the sample size of the study consisted of 105 drivers and the drivers were selected among the drivers of the age range of 25 - 18 years . then , neo personality inventory and manchester driving behavior were completed and the data were analyzed by pearson correlation , regression analysis and using spss software . the results showed that there is a significant difference between personality traits and driving offenses in semnan city . therefore , it can be concluded that people driving to driving always need to know their mental condition . ~~~ results showed that there is a significant difference between personality traits and driving offenses in semnan city ( p < 0.01 ) . therefore , it can be concluded that people driving to drive need to be aware of their mental condition .

With the passage of the Law on Interest-Free Banking Operations in September 1983, the legislature has tried to bring bank operations into line with Islamic standards. But by examining the relationship that exists between depositors and banks on the one hand, and between banks and investors on the other, it is clear that the legislature is more It seeks to justify the banks' practice of pursuing monetary policy in accordance with Islamic law. In any case, Islamic jurisprudence cannot ignore the nature and issues related to bank depositors according to the operations carried out by this huge financial institution, so the law on interest-free banking operations was approved in September 1983 and from the beginning of 1984. It was implemented. According to the findings of this study, either the will and agreement of the parties (depositor and bank) should be respected and this type of contract should be considered effective, or due to the pervasiveness of the religion of Islam by examining and considering jurisprudential sources to meet the needs Let's get a new human. Also, with the conditions of time and place, there has been a great evolution in inferential rulings. In this regard, the role that the media plays in the dynamism and enrichment of such issues is not hidden from anyone.

The aim of this study was to investigate the relationship between the five major factors of personality and general health with the value system in patients referred to the Semnan police counseling center. This research was a descriptive correlational design and data collection method was the use of a questionnaire. Data collection tools included a demographic questionnaire and a five-factor questionnaire of personality, general health and value system. Multivariate and univariate analysis of variance were used to determine statistical differences and multiple regression was used by stepwise method to evaluate the prediction. The results of the analysis showed that the relationship between theoretical value and extraversion and openness to experience is a significant negative relationship and the relationship between artistic value and neuroticism, openness to experience, agreement and conscience as well as the relationship There is a significant difference between religious value and consensus and conscience. And the relationship between theoretical value with physical symptoms and also the relationship between artistic value with physical symptoms, anxiety and sleep and depression were significant. Also, the mean scores of men and women in the component of physical symptoms were significantly different, but there was no significant difference between the scores of men and women in depression, social functions, and anxiety and sleep.

Written manuscripts, due to their importance and roles in the history, should be analyzed in terms of different aspects. The first step is to introduce and to edit these works. Muhammad ibn Abdul-razzaq-e-Donboli is among the literary scholars and commentators in the thirteenth century. He has several works and one of them is the interpretation of the Holy Quran in Persian. His written manuscripts are in different libraries across Iran but have not been introduced yet. The work belong to this interpreter show that he possessed a high scientific position. This study, by presenting documents about his life, aims at introducing his interpretation of a written manuscript from content, stylistics, and interpretive aspects. He wrote this interpretation with the aim of obviating the need for the readers to refer to other interpretations. The interpretation is written in a plain and clear scientific language, but at times the author focuses on verbal and spiritual figures of speech. The quantity of this work is an important aspect which consists of almost one-third of the entire of the Holy Quran. Another important aspect of the book is that it is written in Persian and its author is a Twelver Shia. A critical analysis of this work could shed light on different aspects of Persian literature and on a better understanding of the development of Persian interpretations, especially Shiites interpretations, of the Holy Quran.

It has been proved that microencapsulation by probiotics have positive effect on the abilityof tolerating the simulated gastric and intestinal condition. One of the most important factors in reducing the viability of probiotics passing through the stomach and digestive system is the presence of proteases and bile salts and also lowpH. To enhance the viability of Lactobacillus casei PTCC 1608in the condition of human intestinal system, it was microencapsulated by calcium alginate and covered by chitosan. To determine the size of microencapsulates, the average size was measured using an image analysis software. Microcapsules wereput in simulated conditions at intervals of 0, 15, 30, 60 and 120 minutes at 37 °C. The amount of viability was calculated. The results showed that microencapsulation with calcium alginate reduces the amount of damage to the bacteria in the presence of pepsin in the simulated gastric conditions ((pH: 2, followed by simulated intestinal conditions in the presence of pancreatin and bile salts (pH= 7/5). Microencapsulation with calcium alginate and chitosan coating caused the population of microencapsulated bacteria get to 108 cfu/ g after passing the simulated condition to stomach and intestine system, though thin number for the free bacteria in this condition was 104cfu / g (p< ./ 05). Also the thermal resistance of free bacteria and encapsulated bacteria at 50 °C had no significant difference, but at 55 and 60 degrees maximum in less than 15 minutes, microencapsulation can have a protective effect on bacteria .Considering the swelling of the microencapsulated particles, particles dried via freeze drying had arate of inflation higher than those dried particles exposed to the airAnd alginate particles have more water absorption and inflation rare compared to alginate particles coated with chitosan.