dr hasan farsijani

The importance of the right choice of investment projects is very clear in our own country so that if the correct method based on pattern and scientific criteria for assessing specific plans and measures suitable for budgeting and resource allocation and planning had already seen half the work، or stay and become many non-economic Were the plans. Private sector profitability condition but as soon as the criterion of governmental authorities saw the necessity of other factors including political considerations and design Is considered. Investment banks and commercial evaluation of projects in one hand and plan to be profitable categories on the other hand the government should develop programs and projects are coordinated macro country. In this study، using the experiences of Iranian experts in providing loans to customers، providing a model to pay expert system. Expert system presented in this study based on quantitative and qualitative factors considered in the evaluation process، experts from the banking loan requests is a private bank. to provide the expert system، the Bank study documents and research in the world and using interviews and questionnaires framework decision proposed expert system evaluation criteria for acceptance or rejection of requests bank customers are offered loans