فهرست مطالب fathullah rahimi

Tanzil" is the assignment of a long-term monetary credit before due date at a price lower than its nominal amount, the legitimacy of which is disputed in Imamiyyah and Ameh jurisprudence and the governing laws and regulations. Its origin is the difference in how to explain the legal nature of Tanzil. The almost all majority of Imami jurists have interpreted  the nature of Tanzil as the contract of sale, or in more precise terms, "the sale of debt", and considered Tanzil in the nature of a debt to be included in the sanctity of usury, and in the nature of a sale, it is outside the title of usury.In this essay, the legal nature of Tanzil and its examples in Islamic banking have been explained in a descriptive and analytical way by inferring from both  Imamiyyah and Ammeh jurisprudence opinions, andit has been concljded thatt sale of debt can be recognized as a suitable format for analyzing the nature of Tanzil of commercial documents in the Islamic banking system.

Today, a new asset called cryptocurrency has entered the economic and financial realm of countries that have been able to stimulate governments to respond. Most governments have responded positively to these unsecured currencies, which are not monitored by any authority, and by considering these currencies as one of the complementary factors of the economic system, they have sought to develop this field and to enact principles. Of course, some countries have also reacted negatively to this currency, and some countries, such as the Islamic Republic of Iran, have reacted differently. It is clear that no country has declared cryptocurrencies as official "money" and now these currencies are mostly used as a commodity exchange tool. However, despite the negative attitude of some governments to this issue, international organizations and communities have expressed their willingness to accept these currencies and are seeking to expand their payments. It is expected that the power of cryptocurrencies will overcome the resistance of the opposing governments and eventually return to their international natural situation and away from any sovereignty.