جستجوی مقالات مرتبط با کلیدواژه "ایمان" در نشریات گروه "اقتصاد"

This paper presents an explanation for why profit and loss sharing banking not successful. Profit and loss sharing banking is an idea called non-interest banking or Islamic banking. Although extensive studies have been conducted on it for more than 5 decades and many banks have been established and operated under the name of Islamic Bank or similar, this method still faces major challenges. For this method of banking, many problems have been stated. Due to these problems, most of the Islamic banks have tried to use other contracts and leave the profit and loss sharing. But no theoretical explanation has been provided for this replacement. The purpose of this article is to provide a causal explanation for the non-development of this idea. The method of theoretical explanation is based on the basics of logic by presenting it in a diagrammatic and graphical way. The result is that based on rationality, the preferences of banks and beneficiaries of profit and loss sharing contracts in all cases, at least for one party, create less benefits than contracts with fixed interest, and this is the main factor for avoiding these contracts and moving towards fixed profit contracts. Nevertheless, if religious faith causes people to accept non-usurious contracts with a higher percentage of cost, then also in this case believers prefer non-usurious (not cooperative) contracts.

This essay examines the effect of religious faith on the allocation of time for doing deeds in the way of God among the citizens working in free jobs in Zahedan city. The statistical population is the citizens working in free jobs in Zahedan city, and the number of samples was calculated using the Cochran formula of 500 people, the data was collected with a questionnaire. The questionnaire consists of four parts: the first part is the general information of the respondents; the second part is related to religious expenses and the third part is related to time allocation. The fourth part deals with measuring people's faith. In data analysis, descriptive statistics (mean and standard deviation), inferential statistics (correlation coefficient, independent t-test and anova) and regression analysis were used. The findings show that the amount of money spent in the way of God, religious faith and net job income have a positive effect on the amount of time allocated to doing deeds in the way of God. While age, education, place of residence and daily household expenses have a negative effect on allocating time to doing deeds in the way of God.

In this paper, it has been tried to conduct an empirical investigation of the effects of religious belief with an Islamic view on the time allocation on doing things in the way of God. The statistical population of the research is the graduate students of Zahedan Universities, which 500 people have been selected as the sample. The data were collected by a questionnaire. The analysis was performed using the econometric method (regression). The major finding of the research is that belief and religious experience has a significant positive effect on doing things in the way of God, while income has a negative effect. However, deeds for God are positively correlated with the time for recreations. In addition, doing things in the way of God have a positive relationship with paying costs for God and when this has been increased that increased also.

In this Paper we attempt to analyze the effect of belief (Eiman), income, wealth, Age, education and family size on income allocation to expenditures in the way of Allah. First we construct a scale for measuring of belief. The Population of the survey is citizens of Zahedan city. For analyzing, we use the SPSS and Eviews software. The data was collected by using a questionnaire depending on 510 samples. We use regression analyses in this research. The result reveals that there is a positive relationship between the degree of belief, income and wealth with expenditures in the way of Allah and negative relationship between the family size and education with expenditures in the way of Allah. Thus، belief, income, wealth, family size and education can explain expenditures in the way of Allah.