جستجوی مقالات مرتبط با کلیدواژه « پول الکترونیک » در نشریات گروه « اقتصاد »

The prevalence of electronic money has affected the volume of banknotes and coins in circulation in Iran. This paper aims to study and analyses the mechanism of e-money impacts on currency volume. In this regard، the effects of e-money issuance and development indicators، such as number of debit cards، number of ATM machines، number of Point of Sales (POS) terminals، number of terminals in bank branches، on the volume of banknotes and coins in circulation are estimated using quarterly data during 2004-2010. The estimation results show that the increase in the number of debit cards raises the volume of currency in circulation. This arises since the debit cards are often used to get money for daily and weekly purchases from ATM machines in Iran. In addition، the number of Point of Sales has a negative effect on the volume of currency in circulation.

From the far past until now, mankind has used various methods of exchanging money for commodity and services to prepare his necessities. Technological quick progress, led to the conversion of money to the present form. Undoubtedly, electronic money has promoted to such an extend that in most cases we can use it instead of currency. In this article, we point out to the features of electronic money as well as the impacts of electronic payment systems on publishers using the production function of "Cobb Douglas", when the internet monetary system and the monetary system based on cell phone technology are used in transactions. The results from the evaluation of the impact of electronic payment systems on publishers show that they led to the growth of innovative investments by the publishers. Also they show that the subordinate profit from producing the internet monetary system is more than the subordinate profit from the monetary system based on cell-phone technology and profit monetary system is less than when only one of these two forms of money are specifically published.