جستجوی مقالات مرتبط با کلیدواژه "وثیقه" در نشریات گروه "مالی"

The main objective of this study was to investigate the moderating effect of financial constraints of Kaplan-Zingales Index (1997) on the relationship between the structure of collateral assets and financing structure of the companies listed in Tehran Stock Exchange (TSE). To this end, the study was carried out using systematic elimination skewed sample consists of 155 firms over the period of 11 years -from 2004 to 2015. The results show that moderating effect of financial constraints on the relationship between and the total collateral assets with financial leverage and components collateral assets (property, plant and equipment, inventory, accounts receivable) with the company's financial leverage is direct and significant. The test of the third hypothesis showed that there is no moderating effect of financial constraints on the relationship between long-term assets and long-term securities held by financial leverage. Furthermore, testing the moderating effect of financial constraints on the relationship between short-term bond funds with short-term financial leverage impose a direct and significant relationship; as well as the moderating effect of short-term financial constraints on components of collateral assets (inventory, accounts receivable) with short-term financial leverage denote that there is a direct and significant relationship and non-relationship for the aforementioned issues, respectively.

Since the delayed demand result in sources loss,Blocking the sources Of markazi bank , loss cush , profit , rate of cash flowing , and totally decrease the power of the competition of the bank. So it shows the importance of delayed demands. and the delayed demand directly or indirectly offect on profit . and the profit of markazi bank has a direct effect on the share market. because of the importance this study is about identifing the causes rising in the delayed demand (debt).the static sample in this study is all of the Tehran branches and is about 250 people from the mangers , experts , credit clerks of the mellat bank in tehran branches. The casuses of the rising in delayed debt is categorized in tree groups ,quantity information , quality information analysed and the actions of mangers and clerks . and by testing the z or t samples with statistic soft ware and finally the results categorized with fredman test . the results show that , the customer quality information the action of mangers , and clerks , the quantity information of the customers effect on vising the delayed debt respectivly. In other word , customers quality in formation has high and quantity informqtion has low effect on creating delayed debt and among secondry variables and the value of security (quality variable) has high importance , and among the credit policy (the variable of clerks and mangers)has low importance so the aftention of the clerks to the quality information of the customers has high importance.

In today''s world، intangible properties like securities، as new properties، form an important part of people''s assets. Beside other benefits of these properties، the possibility of putting them up as collateral is of great importance. Today، in many legal systems، such a possibility has been defined; in our legal system، according to the Article 774 of Civil Code، «a thing pledged must be a definite object، and pledging of a debt or profit is null and void». Furthermore، regarding Article 772، the thing pledged must be transferred to the possession of the creditor. The two Articles lead to some ambiguities as for the possibility of pledging of shares of Joint-Stock Companies. The current research intends to review the legal nature of giving shares as security and the regulations governing this matter، and to show even if it is not possible to describe giving shares as security as pledge، we can give them as security by the application of Article 10 of Civil Code. It is noteworthy that even by this description، most of the regulations governing pledge will be applicable.