جستجوی مقالات مرتبط با کلیدواژه « financial management » در نشریات گروه « مالی »

In this paper, the evidence of contract theory regarding the effect of investment opportunities on financing policies is provided using 10125 data collected from 225 companies with non-financial nature and non-negative equity which were active from 2011 to 2015 in the firms list of the Tehran Stock Exchange. In order to achieve reliable results and avoid the consequences of limited periods of time, regression of the integrated data was used as the statistical model. The ratio of properties market to book value, the ratio of stock market to book value, the inverse ratio of price to income, and the criterion derived from factor analysis were used to quantify the concept of investment opportunities and their real options. Financing policy was extracted using the ratio of market value of debts to equities. The results showed that after controlling the effects of companies’ size and their profitability, a significant inverse relationship existed between investment opportunities and development and use of debt in the structure of capital of the surveyed companies. The obtained results are compatible with theoretical explanations in the theory of investment opportunities and contracts between stakeholders in the studied companies.

The purpose of this study is to investigate the effective factors on the implementation of the personal Banking model in Refah Kargaran Bank based on Osterwalder's Business Ontology. In this study, the relationship between the three components of the customer, financial management, infrastructure management and the proposed value of providing personal banking products and services of Refah Kargaran Bank was examined. By identifying the effective factors in the implementation these patterns based on Osterwalder and Pigneur (2004), Using the descriptive –correlation and path analysis model, the result of this study shows that there is a significant relationship between customer components, financial management and the proposed value in the personal banking business model. A significant relationship between the infrastructure management and the proposed value component was not approved

Among the most important functions of an efficient Islamic financial system is to support the real sector of the economy. Such a system must work to strengthen the real sector of the economy and continuously seek to respond to its basic needs. One of the most important ways to achieve this goal is to design and use proper and efficient financial tools to finance companies and related projects. Tools such as bonds, mortgage bonds, and murabaha bonds are among the tools designed and published for this purpose. To design an efficient Islamic finance tool that addresses all aspects such as financial planning, legal and Islamic jurisprudential considerations, risk management, tax considerations and financial reporting, using an appropriate research method could be helpful. The method of logical research based on analogy (axiomatic) is one of these methods that helps researchers to extract the basic principles of designing financial instruments and also to design appropriate financial instruments.

The aim of this research is to study and analyze students’ attitude and their level of understanding towards knowledge of personal financial security. In order to succeed in life it is essential to have financial security knowledge, which is why 120 Business Management students of MA degree majoring in Financial Management and Marketing fields of study in Islamic Azad University of Abhar, admitted in 2010, were selected and studied based on aggregate data analysis. The adapted models of research are the two criteria; life satisfaction and the competency of past researches. The data collection tool of the present research has been questionnaires, which after quality and quantity analysis of the gathered data through variance analysis (ANOVA), have shown the attitude and knowledge of business management students of Azad University of Abhar toward personalfinancial security, do not differ considering their major (marketing and financial management) and gender.