Investigation the Factors Affecting Adoption of Pistachio Crop Insurance In Kerman

The activity in the agricultural sector is a high-risk activity due to its high reliance on nature and its dependence on climatic and environmental conditions. Among the various support policies, agricultural insurance has always been considered as an appropriate solution to deal with these risks. The purpose of the present study is to investigate and rank the socio-economic factors underpinning the adoption of pistachio insurance in Kerman province (case study of Rafsanjan and Zarand cities). The study is based on a descriptive-correlational method  using the Logestic Regeression model and sample data, the collected dara are analyzed.The results showe that age, level of education, experience and participation in extension classes are significantly correlated with adoption of insurance and have increased the probability of insurance adoption, while being native to the insurance broker and studying promotional publications has a negative effect on insurance adoption. According to the results, income is one of the main variables affecting the adoption of insurance; therefore, the establishment of workshops and training courses on the optimal use of water and soil resources can be effective in increasing the yield and income of the gardeners.