Analysis of the role of banks' competitiveness in strengthening the banking industry;Evidence from selected Iranian banks

The realization of a resistance economy depends on the strengthening of economic institutions, including the banking industry. The banking industry can take an important step in contributing to the emergence of a resilient economy in the country by strengthening its structure through channels such as competitiveness, good governance and resource management. The main question of this research is about the country's banking industry has been able to increase the level of inter-bank competitiveness and thus its structural resistance by strengthening corporate governance. The present study, by analyzing the competitive situation in 18 banks of Iran during the period 1385-1397 using the panel data method and using the Lerner index and Van Leuvensteijn approach, rejected this hypothesis and it shows that in the period under review, this industry has a low ability to strengthen competitiveness and decentralization. This result indicates the failure to achieve the goals of strengthening the banking industry through the channel of strengthening the competitive environment. Therefore, improving the competitive environment is recommended by facilitating regulations and guidelines and trying to reduce grammatical policies and increase competitive incentives.