Identify the risks of HR in the insurance industry under the study of Ma insurance company

 The purpose of this study is to design a model to identify and prioritize human resource risks and determine their impact on the study population.Although risk management has been a large part of the study for more than two decades, human resource risks, like other types of risks, have not been addressed and there is a significant gap. Human resources, by their two-dimensional nature, can both be a source of risk and manage it; Therefore, in this study, an attempt has been made to identify the risk of human resources in the insurance industry. This research is a descriptive-analytical study in terms of time and is a cross-sectional study. The Delphi method was performed. In the first phase of the Delphi process, 14 risks were consulted and experts suggested two risks. Finally, out of the 16 risks discussed, 12 risks reached the consensus of experts, which are consistent with the research of Ebrahimi et al. (2013). Data collection was done by a questionnaire from 29 human resources experts. In order to analyze the data, statistical sample mean test and confirmatory factor analysis were used.What can be stated in the general conclusion of this study is that the highest risk capability is related to the risk of lack of human knowledge and skills and the lowest risk capability is related to performance evaluation and management risks.