Providing a Financial System Health Model to Prevent Embezzlement and Improve the Public Trust in the Iranian Banks
The banking system is undoubtedly one of the most essential parts of economy. The financial healthfulness of the banking system is of utmost importance for the maintenance of the stability of economic system, financial system, the depositors’ interests, and the public trust. The selection and determination of the bank healthfulness assessment indices form one of the key stages of this process. The purpose of this study was to provide a financial system health model to prevent embezzlement and improve the public trust in the Iranian banks. In order to extract the main factors of this model, semi-structured interviews were used, where deep interviews with 16 experts of the finical and monetary domain were run. The participants of the study were the experts of monetary and banking domain who were selected through theoretical purposive sampling. Using Corbin and Strauss grounded theory, 16 categories and 35 concepts were extracted during the open coding stage. Next, in the axial coding stage, the paradigmatic model was provided based on the axial category, causal conditions, strategy, context, intervening factors, and consequences. Then, in the selective coding stage, the theoretical model derived from the research findings was introduced and explained. It was found solving the problems of the financial system had an important role in solving economic problems. One of the important issues related to every financial system is the provision of accurate and transparent information about its financial activities. The results showed that transparentizing the financial procedures improves organizational resources management, increases efficiency, and augments public trust.
- حق عضویت دریافتی صرف حمایت از نشریات عضو و نگهداری، تکمیل و توسعه مگیران میشود.
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