A Systematic Review of Future Studies in the Field of Auto Insurance

Auto insurances in Iran accounts for a significant share of sales among various types of insurance, ao sensitivity and attention to its future developments is very high. The aim of present study is to identify the influential factors and future characteristics of auto insurance in the world.

A systematic review has been conducted on this study on the future of vehicles, transportation system contain urbanization, and especially insurance. As mentioned, the main goal is to identify the influential factors and future features of auto insurance in the world. For this purpose, the publications of Journal of Insurance Research, NoorMags, Civilica, Science Direct, Emerald, Springer open, Insurance Research Center of Iran, Ayandeban, McKinsey, RAND, PwC, Ernst&Young, Willis Towers Watson, Capgemini databases have been cited, and screening databases based on the words including insurance, vehicle, automobile and transportation has been conducted.

In this study, which started with numbers of documents, 71 articles and 64 reports were deeply reviewed after several screening steps. From a review of 551 trends, mega trends, and factors and their impacts, and identifying causal relationships affecting the future of auto insurance, 197 categories in 31 structures have been identified as influential factors. They were categorized into six categories: technology, environmental, social, economic, political, legal, and business.

According to the study, numbers of factors will directly or indirectly change the future of auto insurance. JEL Classification: G22, O32, M10