An Investigation On the Socio-Semantic components and the amount of mystification of Bank’s Facility Contracts Regarding the Forensic Linguistics Approach and The Cognitive Dimension of Discourse

This study is to investigate forensic discourse analysis of the facility contracts like Murabaha, Jaaleh, civil participation and installment sale.The aim of this research is to probe the forensic discourse analysis of the aforementioned texts in the field of forensic linguistics by considering the Van Leeuwen ’s 1996. To do that, the quantity, quality and the mystification of each contract ’s text was probed to discover the factors which ruin the clarity of those texts. The qualitative method of discourse analysis was used to explore the hypothesis of this research. The discoursal elements in the Van Leeuwen ’s (1996) were extracted and the mystification of each contract and different manipulations in each article of contracts were analyzed by using version 21 of SPSS software. The frequency and the percentage of their occurrence was found. The result shows that significant explicit, implicit elements and mystifications in all contracts were seen. The least frequency of explicit elements in the text of Jaaleh by the frequency of 20and the most number of mystification can be observed in the mentioned text by 81.3 percent. The manipulation based on threat was seen 11 times in Murrabeh, Jaaleh. It can be concluded that based on the occurrence of the implicit elements and mystification of all texts of the facility contracts, using implicit elements should be avoided.Consequently, the ambiguity and the mystification will be reduced. The result of the present study helps the banks’ legal experts to write the contracts more apprehensible with less ambiguity.