Presentation model of financial resilanse in finanacial technology business based on risk

The current research studies and examines the resilience of financial technology businesses. Resilience is determining strategies that can prevent inefficiency and collapse of businesses, or in case of system inefficiency, return to the pre-failure state or better than that in the shortest possible time. In addition, in this research, a comprehensive model of resilience of financial technological businesses and its introduction to the studied society is presented. All the failure modes that cause the inefficiency of financial systems for technological businesses include 12 failure modes that have been identified through research literature and experts' opinions. The statistical population of this research are managers and experts in the field of financial technology business and related groups in Tehran. In the analysis, the FMEA technique is used to determine resilience strategies in financial technology businesses before failure and the new FAAO technique is used to determine resilience strategies of financial technology businesses after failure. Through the FAAO technique, 6 strategies were determined to make risk management more resilient to failure.