Identifying the ideal model of professional liability insurance for police officers

Among the important issues related to the professional liability insurance of police officers, in addition to the issue of compensation, is the investigation of the effect of professional liability insurance on components such as the responsibility of police officers and the introduction of an efficient liability insurance plan in setting up such insurance contracts. Based on this, the aim of the present article is to identify the ideal pattern in the professional liability insurance of police officers by comparing different patterns with each other and their effect on factors such as the level of responsibility of police officers, the ability to deter and build mutual trust between the police and society.

The current research is applied in terms of type, and the research data was collected using a qualitative method and based on scanning and cataloging from reliable library and internet sources such as books, periodicals, treatises and theses, and based on descriptive studies and without using statistical tools and indicators. has been Then, the data has been analyzed using a descriptive and analytical method in the framework of the theoretical foundations of the research.

The most important models of implementing professional liability insurance for police officers are individual liability insurance, basic collective liability insurance, and finally modified collective liability insurance, the application of each of which can have different effects in terms of the level of insurance support and its effect on the employees' responsibility. .

The findings of the research indicate that "adjusted collective liability insurance" as a desirable and practical model in the implementation of professional liability insurance contracts for police officers in terms of its inclusion in terms of providing compensatory and supervisory aspects of professional liability insurance can be proposed and implemented and adopted. It aligns the personal interests of the employees with the organizational interests of the police in the domestic law, according to the existing legal capacities, while increasing the responsibility of the employees in the best way.