Designing a model of the impact of capital on operational risk in the banking industry (case study of Kerman city national banks)

The aim of the present study was to design a model of the impact of capital on operational risk in the banking industry (case study of Kerman's national banks). The research method is a descriptive correlation type and simple random sampling method. The statistical population of this study is all employees of Kerman's national banks, 210 people. The statistical sample in this study (based on the Cochran formula) was 136 people. The sampling method of the research is simple random. In order to measure these variables, the Ahangari and Saadat Mehr Capital Impact Questionnaire (2008) and the Karamzadeh Operational Risk Factors Questionnaire (2014) were used. was used. The extracted data were analyzed with a combination of descriptive and inferential statistics in the form of tables and graphs, as well as Pearson's correlation coefficient. The results of this research have shown that there is a relationship between capital and behavioral risk in the banking industry (case study of national banks in Kerman). There is a relationship between capital and regulatory risk in the banking industry (case study of national banks in Kerman). There is a relationship between capital and cyber risk in the banking industry (case study of national banks in Kerman).