Readiness Assessment of Iran's Insurance Industry for E-Commerce and E-Insurance Success

This paper attempts to develop a method for readiness assessment of potential electronic commerce (e-commerce) success of Iran’s insurance industry. This method can expand in other industries. Key factors impacting e-commerce are identified from Wells، D. and Thomann، j. (2006) researches. This model is a two-dimension 3*4 matrix. Each dimension consists of variables that influence on insurance industries readiness. These variables on horizontal dimension are: People Readiness، IT Readiness، and Business Readiness and on vertical dimension are: Business Imperative، Executive Sponsorship، Development Method and Business Process Orientation. Each cells of this matrix evaluated by 5 questions. This research’s data are collected via a 60-questions questionnaire-based survey from Iranian insurance companies. At the end of the research، the Iranian insurance companies were strongly recommended by us to invest on e-commerce and e-insurance area.