Electronic Readiness and Electronic Commerce

The marvelous progress of Information technology and communication and alsotheir extension into money market and finance, in addition to facilitate Bank costumer’sservices; evolve banking traditional systems, with outstanding growth in electroniccommerce and commercial transaction for transferring the money the bank requirementis improved and electronic banking became as a crucial part of electronic commerce.Access to the internet world net and the spread of electronic communicationamong people and various organizations via virtual world provide a suitable place forcommercial and economic transactions and we can say that electronic commerce is onethe consequence of these influences and extensions. In order to having a proper planningand assignment required steps to presence in communication era, the placement ofcurrent countries and organizations in the progress path to the electronic government isnecessary. Furthermore, the assessment of electronic readiness either in national levelor organization level for progress of electronic government give this possibility to thedecision makers with finding out the weak and strength points, choose suitable methodto increase technical and organizational capabilities in order to progress electronicgovernment.In this essay, at first tried to define the banking, commerce, readiness and electronicgovernment and then explain the framework of electronic commerce, electronic bankingand cash transferring and after that analyze ASEAN countries, Electronic readiness,Electronic commerce and their benefits and finally discuss the Iran’s Electroniccommerce and progressing countries.