This study, using the dynamic planning approach and using the statistics and information obtained from the cost and income of Iranian households in the theoretical framework of the life cycle theory of Modigliani and Brumberg (1954), examines the consumption and income profile of the life cycles of Iranian households in the form of two versions. "Certainty Equivalent " and " Buffer stock " (which is equivalent to consumption under uncertainty) from Friedman's theory of permanent income and separate different educational groups and occupations. The results of this study show that in all of these profiles, consumption and income profiles follow entirely each other before the age of 45; In this way, it can be claimed that the CEQ theory is valid until the age of 45 and can explain the consumption and income profile of Iranian households well. The changes in the consumption behavior of Iranian households after the age of 45 show the change in preferences and the uncertainty of future incomes, so the profile of consumption and income after the age of 45 can only be explained with models that also consider uncertainty . Other results of this study show that Iranian households save up to the age of 45 with a "precautionary" motive; After the age of 45, the precautionary motivation to save is weakened, and with the change of preferences and the type of uncertainty, the motivation to "finance retirement expenses" is strengthened, and after the age of 65, they save with the motivation of inheritance.

The project planning and control process is a complex task, including initial planning based on estimates and available resources, measuring progress and evaluating current programs, and undertaking corrective actions after the disruption. Disruptions in projects often occur due to the occurrence of random changes during the execution of activities. In this research, a model is developed to monitor the performance status of the critical and non-critical chains of the project in terms of buffer consumption index and also the calculation of the schedule performance index. Corrective action is required if warning signals predict possible future delays. The superiority of the method for determining the proposed precautionary reserve compared to the current and most commonly used critical chain methods for managing the project is illustrated by numerical examples and a case study. One of these advantages can be improved scheduling reliability through better allocation of buffer times and a decrease in the mean and variance of completion time delays for the output of the proposed method compared to other commonly used critical chain approaches. A robust project control model is based on integrating time management (critical chain) management and indicators of value management approach. The amount of precautionary consumption in critical and non-hazardous chains was investigated and analyzed. The results of the project management based on time-saving management showed that non-hazardous project chains also exacerbate the likelihood of delays if their precautionary consumption levels are at critical points.