جستجوی مقالات مرتبط با کلیدواژه "بیمه متعارف" در نشریات گروه "مدیریت"

Takafel Insurance is a relatively new but growing sector of Islamic financial industry that has intrigued many researchers and executives. Yet, owing to the low public confidence in this type of insurance, many researchers and executives are still skeptical about relevant issues like its performance and productivity. Therefore, the present descriptive-analytical inquiry set out to compare the productivity of TAKFEL insurance industry against conventional insurance based on Fuzzy Hierarchical Analysis Method. The research population of included two groups of research experts as well as senior managers at insurance companies, organizations active in the insurance sector and associations active in the insurance industry of East Azerbaijan Province from whom a sample of 47and 15were selected to participate in the first and second phases of the study, respectively. Two questionnaires were employed to collect the research data concerning identification of the productivity indices affecting the evaluation of different types of insurance in the initial phase of the study as well as finding out the importance of each of the indicators in the second phase. One-sample t-test and fuzzy hierarchical analysis were used to analyze the data. The findings revealed the higher productivity of conventional insurance with asset return as the most important among the productivity indices.

Nowadays، in modern economies، insurance is one of the most important parts of economy، just after the banking. Not only in Islamic countries، but also in North America، Australia، China، Russia، and some other European countries- totally in 22 countries in the world- Islamic insurance is active. Hence، “Conventional” and “Takaful” are discussed as two items which can substitute each other. In this research، the efficiency and function of Takaful and Conventional insurance companies are compared by determined indexes and by using AHP. The results show that efficiency of products of Takaful besides the products of Conventional insurance will noticeably help in increasing the penetration rate of the insurance، developing the variety of financial services، and developing the economy in the country.