جستجوی مقالات مرتبط با کلیدواژه "competitiveness" در نشریات گروه "مالی"

The banking industry is one of the most important and influencing industries in today’s world and highly relies on identifying customer needs besides planning and providing solutions for proper response to their needs. Emphasis on exclusivity and strong competitive power within the banking network can significantly impact the performance and portfolios of banks. To prevent crises and future risks in banking networks, more attention should be paid to managing banks' exclusive power. Foreign currency services form a major part of banks' services and generate substantial income in both rials and foreign currencies. Therefore, the main purpose of this research is to provide a pattern for promoting the capability of competitiveness of customer foreign currency services in the banking industry.

This study is applied research in which a mixed research method has been used. Resources and articles were studied using documentary analysis. The Delphi test was applied to determine dimensions, elements, and indices. Structural equations analysis test, exploratory factor analysis, and Lisrel software were used to determine the current status and influencing elements. The statistical population in the quantitative phase comprised managers and employees engaged in banking marketing and foreign currency operations. The participants in the qualitative section consisted of experts specializing in the same field. The sample size consisted of 166 individuals, including experts and knowledgeable individuals, selected using a random sampling method.

Using the Delphi method, a pattern for promoting the capability of competitiveness of customer foreign currency services in the banking industry was extracted. The method was applied three times to reach an agreement between the experts. Moreover, the level and extreme effectiveness were confirmed using structural equations tests and exploratory factor analysis. Based on the obtained results, it can be concluded that the coefficient of all factors had a significant effect on the final model, confirming the effectiveness of each factor in promoting the competitiveness of customer foreign currency services within the banking industry.

Foreign currency services constitute one the most important parts of banking services. They result in high incomes for banks, therefore, banks need to undertake requisite measures to establish a competitive edge in attracting, retaining, and servicing customers, while also evaluating the prevailing conditions in the banking sector. For each foreign currency service, banks adopt various procedures simultaneously when handling requests for foreign currency services, including submission, documentation completion, and customer file creation. Banks can possess a greater share of the foreign currency market by adopting proper strategies and determining elements for the capability of competitiveness. This study shows that major elements such as “banking activity”, “credit portfolio”, “monetary and financial”, “market share” and “extra-organizational” shape patterns for promoting the capability of competitiveness of customers’ foreign currency services in the banking industry.

Competitiveness is a key measure for assessing the degree of success of firms in the fields of economic and commercial competition. The Pansra Ross model is used to measure the degree of competition and compare it in recent decades, using the above model. In addition, economic indicators are used to analyze the macroeconomic status of a country and determine the status of a country. Industry and organization are used in their field of activity and among other competitors at the micro level. On the other hand, productivity is a key source of national development and survival of companies in the marketplace and determines the level of competitiveness. In this study, the Panzaros model was used to rank the companies active in the electricity industry of Iran. The main purpose of this research is to estimate the competitiveness of the electricity industry firms using and finally the ranking list based on competitiveness. By combining different approaches, using power plant statistics and financial information and summarizing the opinions of relevant industry experts on key components in the model design industry. Thus, using this model information, the electricity industry firms and the designed model identify the industry's best (most competitive) and the other firms are appropriately indexed.

Promotion the capabilities of competitiveness countries one of the most important factors affecting the development of stock market, leading to increased savings, investment opportunities and diversify the risks, and finally the continual and stable economic growth, among these indicators increasing the capabilities of competitiveness of countries, can be components of competitiveness, such as: basic requirements, efficiency enhancers and innovation-driven. Therefore, based on this argument, the purpose of the present study is to investigate impact the components of competitiveness with emphasis on efficiency enhancers-driven on the development of stock market in 30 selected countries in the stage efficiency enhancers-driven and on the averge of entering the innovation-driven stage pay during 2006-2019 which is estimated using the method the Generalized Method of Moments (GMM). Research results were shows positive impact indicators efficiency enhancers-driven and its components and exchange rate on the development of stock market. Also impact consumer price index and real interest rate also has negative impact on the development of stock market surveyed countries, other results of this research.

Electronic commerce and the emersion of banking technology besides fee income development are the main drivers of banks in the route for the competitive development of electronic banking. As this kind of income is more advantageous to the banks and their stakeholders, they are focusing on this kind of banking in their plans to achieve more competitive position which results in more market share. The purpose of this research is evaluating the competitive criteria of electronic banking in banking industry. The research is descriptive and the private bank experts are chosen as the statistical population. Data is gathered through customized questionnaire and the specified samples for filling this questionnaire are selected through non-random sampling. The data which its adequacy is evaluated through Bartlett's test and KMO measure is analyzed via confirmatory factor analysis. The goodness of fit is employed for evaluation of final model. The results demonstrate that some criteria combining as hard and soft kinds are effective in competitiveness of banks in electronic banking which highlights the importance of strategic leading for banks.