جستجوی مقالات مرتبط با کلیدواژه « فرایند مالی » در نشریات گروه « علوم انسانی »

Financial performance in banking relies on maintaining long-term relationships with customers and the reason for that is the nature of the products and services it offers. Considering that Islamic banking is one of the growing service industries in Islamic countries, it is very important to investigate the effect of compliance with the principles of Sharia on the satisfaction of bank customers in the financial process. The main purpose of this research is to investigate the effect of Islamic Sharia compliance on customer satisfaction in the financial process of Sepeh Shahr Bank, Shiraz. In this research, using the existing theoretical literature, and according to the goal of the researcher, out of 5 variables Sharia compliance in deposit, Sharia compliance in investment, Sharia compliance in auditing, Sharia compliance in products and services, and also customers' awareness of Islamic principles of financial processes were used. Then, 110 people were selected as a sample using the structural equation sampling method. Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) was used to analyze the data, research model, and test the proposed hypotheses. The results of the test of research hypotheses showed that the application of Sharia in general has a significant effect on the satisfaction of bank customers. In examining the research hypotheses regarding the impact of each of the variables in question, the results indicate that among these 5 variables, Sharia compliance in auditing with a beta path coefficient (0.315) has a greater impact on customer satisfaction. This indicates the importance of Shari'a auditing committees at the level of banks.

This research was conducted with the aim of investigating the effect of knowledge absorption and organizational agility on innovation in business and financial process with regard to the moderating influence of organizational inertia. The statistical population of this research was the senior managers and financial employees of the companies under the Persian Gulf Holding Group. The statistical sample of the research was 165 senior managers and financial employees of companies under the Persian Gulf Holding Group, and the same number of questionnaires were completed. The information collected by questionnaires was analyzed by SPSS24 and Smart PLS3 software using structural equation modeling. The analysis of the information collected from the research questionnaires at the 95% confidence level showed that there is a positive and significant relationship between the absorption of knowledge and innovation in business and the financial process, that is, with the increase of knowledge absorption, the amount of innovation in the business and financial process will increase. . There is a positive and meaningful relationship between organizational agility and innovation in business and financial process, that is, with the increase of organizational agility, the amount of innovation in business and financial process will increase. Organizational inertia does not play a significant moderating role in the relationship between knowledge absorption and innovation in business and financial process. Organizational inertia does not play a significant moderating role in the relationship between organizational agility and innovation in business and financial process.

The purpose of the present study is designing a crowdfunding platform by the way Murabaha. Development the scope and operation of the Murabaha (commodities, services), and most importantly its Islamic and clear legal nature over other contracts, were chosen for modeling. The statistical population of this study is the financial data of credit / facility file of all clients (506 cases) of one of the banks of the country for the year 2018-2019. Because the Murabaha Compiled by the Central Bank And also because of its use in providing facilities, its indicators have been confirmed. Accordingly, the proposed platform was introduced for the first time with three main areas: borrower, bank and lender.To test the model, the queue simulation test was used. The research findings showed, The proposed model reduces the average waiting time from 590 seconds to 30 seconds. Reduces the average number of queues from 38 people to one person per day, increasing system productivity by over 30% And it is a strong reason for the proposed system to work better than existing banking systems.

The present study aimed to provide an organizational health model in government offices. In terms of purpose, the present study is a developmental and applied research that has a mixed approach (quantitative and qualitative). The statistical population of the study in the quantitative part included administrative health experts in government organizations of Mazandaran province and in the quantitative part included 292 heads, managers and deputies of government organizations in Mazandaran province, in the qualitative part, 24 people non-randomly The method of snowball until the theoretical saturation of the data and in a quantitative part 168 people were selected by cluster sampling as a statistical sample. Findings show that organizational health in government offices in Mazandaran province was identified into 57 indicators in 13 components and 3 dimensions. The identified dimensions are organizational, managerial and behavioral dimensions. For the organizational dimension, the criteria of approach, accountability, sociability, learning and atmosphere, for the management dimension, the criteria of leadership, motivation, process and finance, and for the behavioral dimension, the criteria of innovation, culture building, staff development and accreditation are divided. The results indicate that in designing the native model of organizational health in government offices of Mazandaran province, three organizational, managerial and behavioral dimensions should be considered.

This research is an attempt to introduce a desirable model for modeling and forecasting the fluctuations of financial processes. For modelling the fluctuations of financial processes, we have used the combination of the GARCH model and the discrete wavelet transform. In this thesis, we are presented a model for forecasting fluctuations of returns of exchange price index. Stock price index data has been reviewed. The data was collected from the site https://databank.mefa.ir/data from 1/1/1390 to 29/12/1396. Due to the importance of return on financial data, the returns series is calculated and applied for modeling. After preparing data, the two combination models namely ARMA-ARCH and DWT-GARCH are fitted to the data series. The results show that the DWT-GARCH model has better performance than the ARMA-ARCH model. The DWT-GARCH model can significantly improve prediction outcomes and reduce the conditional variance by overcoming the defects of the GARCH family models that can not model the partial features of a process and maintain the benefits of using models The GARCH family describes the fluctuations.

According to Quran Karim verses and hadiths, Shia jurisprudence necessitates paying Khoums. Since Khoums belong to surplus of earning, as a result that should be considered in economic calculation of projects. Since this topic has been neglected in common economic evaluation of projects, this paper has addressed effect of considering Khoums in prioritize investment calculations in projects. For this purpose selection of projects considered in two cases: a) with khoums and b) without khoums factored in. The result show prioritization and selection of projects are different in two cases. Results of study show a project had priority without khoums factored in, might place outside prioritize investment with khoums. On the other hand the project is less profitable than other projects might place in priority compared other projects, with considering Khoums in economic calculations.

This paper investigates the sustainability of fiscal process in Iran. For fiscal process to be sustainable, government's intertemporal budget constraint should be satisfied.In this paper, we have assessed sustainability condition for period 1964-2007, using cointegration tests. The model is based on Bohn (1998) and the Barro's tax smoothing model (1986). This model is modified for an oil-producing country, noticing that oil income has comprised a large part of government income in Iran.Results show that fiscal process is not sustainable in Iran. The sustainability of the fiscal process is also compared in two periods, before and after the revolution.The estimated coefficients of the model indicate that the fiscal sustainability condition has become worse after the revolution