An Analysis of Universal Health Insurance coverage development in the selected countries with social insurance approach to health

Access to health care is a fundamental right of people in communities. Universal health insurance coverage by reducing financial barriers to access to health services is one of the important strategies. Achieving universal coverage is not a simple process. Many countries already have universal coverage، most of it has lasted decades. Studying of health insurance history in different countries is helpful to localizing certain situations due to local conditions، culture and Islamic countries and the many other intent to prevent errors and accelerate the implementation process effectively. The present article analyzed and evaluated the past experience of the development of universal coverage by social health insurance in 5 countries use of reviews the literature. Results show that all countries have increasingly followed the approach and development of the system، some took longer than others. The maximum transition period of 127 years in Germany and the lowest South Korea to 26 years. In all countries surveyed، the process moves to full coverage health insurance، a growing community with a population coverage of a systematic expansion in terms of the transfer. However، the preliminary findings are presented to achieve this expansion is different. Membership in the sickness fund was raising stable in some countries، but in other countries the expansion of membership by the Central Government has led medical insurance.