A Reproach of Loss in Insurance

Message:
Abstract:
Insurance is one kind of uncertain contract. It is possible that insurance located as another form and title but it is no one of them and it is independent contract. Extension of loss in process of insurance is possible (like other contract) because the rate of insurance may be more less than the installments and payment of insurance or it may be less that whole of it. Possibility of loss in insurance is in three case including; firstly ignorance of substitute and return. (Casing loss or not and premium from the side of insurer). Secondly ignorance of quality of substitute (rate and kind of possible loss). Thirdly no ability of submission (the lack of insurer for paying the payment). Certainty of this loss in insurance contract is not clear and proved because the possibility of accident during of contraction is possible and reasonable and uncertain. In the common way it is true too. Permission of right purchase is the good reason for lack of loss in the contraction of insurance. Regarding to this fact that payment be certain for compensation of loss it is true that the contraction has been done in present and before of compensation.
Language:
Persian
Published:
Jurisprudence and the Fundaments of Islamic Law, Volume:47 Issue: 2, 2015
Pages:
193 to 214
https://magiran.com/p1393267  
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