Insurance market regulation tools in Iran

Insurance is a kind of service and like all goods and services, it has a market, However, due to its special features, the insurance market includes three pillars: buyer, seller, and regulator. In fact, regulation and supervision are two simultaneous concepts, in order to identify the cases in which the market fails, , Is used to control the deficiencies caused by the mentioned cases . Therefore, the present article seeks to answer the question of the importance of regulating the insurance market by the government with a descriptive-analytical method. What tools and methods are used to regulate insurance in Iran? And have they been able to lead to proper and efficient regulation and supervising of the market? However, each government, depending on its conditions and facilities, uses methods and tools to regulate and monitor the insurance market, In the Iranian insurance industry, the method of command and control and subsequent tools are used, which is considered to be one of the most basic and oldest methods and tools And developed countries that have leading insurance markets no longer find this method useful and do not use it And due to the privatization and liberalization of the insurance market in recent years, it seems that the applied methods and tools lack the necessary efficiency. And it is necessary to make changes in this field by changing the laws and regulations.