نشریه اقتصاد و بانکداری اسلامی
پیاپی 29 (زمستان 1398)

One of the fundamental issues about the Iranian economy is the lagging behind of the economic aspirations of the Revolution and the Islamic Republic. One of the explicit ideals is the Islamization of the economic system. What is expected of a government is to move toward its goals. Have the governments established in the Islamic Republic acted towards achieving Islamic goals in the economy? This article is an attempt to answer this question. Based on this, an index is built that is based on the principles of Islam, indicating an economy compatible with the principles of Islam. Then, the statistical trends of the trend and its changes for the period 1358 to 1393 have been measured. Then the eight-year periods of each state are compared. The result shows that there has been little change in the index in the 8 years of 1968-1998 (government imposed war). The index improved by about 8% during the period of 1989-1998. In the period 1997-2004 (the reformist government) the index increased by about 28% and in the period 2005-2004 (the reformist government) the index decreased by about 8%.

After the publication of the valuable book " Our Economy", the work of Martyr Seyyed Mohammad Baqir Sadr (RA) have been identified Islamic School of Economics Capabilities Against other important schools of capitalism and socialism. The plot of the opinion of this religious thinker, Muslim economists interested in religious science to move towards the production of Islamic economics But during this era, what feels like Scientific publications published in the field of study in the form of research papers and promotional articles and academic and semantic books Has not been able to create effective demand in the Muslim community And this question still exists in the minds of a considerable part of the scientific community, leaders and Muslim people about the existence or absence of the principle of Islamic economics Which indicates the presence of loops in this direction. This article has been tried Using this descriptive-analytical method, this issue is explained by the interests of Islamic economics It should not only be achieved in the production of the literature of economics (Islamic) But by considering a process to solve the economic problems of the Muslim community And the role of human capital capacity in the field and the university in this process is designed in a way Which would lead to the usability of the Islamic economics literature in the administration of the Muslim community So that in the various economic sectors of society, an effective demand is sought for the findings of Islamic economics. At the end of the article, the pattern of production of economics in the Muslim community will be presented in the context of non-secular governments and the status of scientific capital.

Incentive structure governing financial institutions have a significant impact on performance. Obviously, if we look at the incentive structure is changed on a financial institution, it is possible that its function is also visible changes occur. Many argue that Qarzol hasaneh  institution is to meet the needs of borrowers. This article followed the hypothesis that Qarzol hasaneh  institution is essentially spiritual and eternal needs of lenders are looking for. If this hypothesis is proven, the loan must first show after his role in the spiritual and forever needs are lenders. In this case, the problem of the supply of funds and the balance between supply and demand solutions arise. Innovation in paper looked to change the incentive structure of Qarzol hasaneh  institution

growing developing economies need considerable finance executives of using resources from domestic and international markets for the survival and development . One of the recent innovations in the Islamic financial and monetary discussions , the release of all kinds of Islamic bonds called sukuk .  the main aim , to identify  and  driving the creation of one of the last century and the financial crisis as a result of the creation of a financial system, comprehensive and stable development of economic growth and  markets. Since a new instrument sukuk financing for the Islamic  Sharia  jurisprudence and that Islam is compatible with that many Islamic countries and non - Islamic use it. The present study examines the impact of sukuk on economic growth in selected countries. For this purpose, sukuk, a new Islamic finance instrument, and statistical data from 2009-2015 and the method of econometric estimation of panel data have been used. The results of the model estimation show that sukuk has a positive and significant impact on economic growth in the studied countries.

Capital is an indispensable tool for economic growth and prosperity, which is accelerated through the financial markets, and Islamic finance tools have developed significantly in Islamic countries in recent years. Islamic financing has emerged with the aim of presenting a new paradigm to replace traditional and traditional financial systems and providing Shariah-based financial, business and investment opportunities and opportunities in world financial literature. Economic growth of countries, Malaysia, Iran, Pakistan, Qatar, Bahrain, Turkey, Indonesia, United Arab Emirates and Saudi Arabia, using panel data, variables affecting economic growth (government spending, gross capital formation, labor force, export and trade) ) Was analyzed. The results show that the formation of gross capital, labor force, exports, government spending and Sukuk has influenced the economic growth of the country and financial market policymakers should pay special attention to the development of financial instruments in Islamic countries.

Today, banks are one of the most important drivers of economic cycles, which can play an important role in different economic sectors. The expansion of global markets and increased competition in financial services markets have affected the profitability of the banking industry. Given that profitability is an important function of a bank, it is necessary to consider the profitability index as one of the performance indicators of the bank and its importance in making decisions about equipment and funding to be considered. Accordingly, the present study evaluate the profitability of the liquidity management of 21 banks listed on the Tehran Stock Exchange during the period 1391-1396. To measure the profitability of bank, indicators such as return on total assets (ROA), return on equity (ROE) and return on deposits (ROD) and in addition, to measure liquidity variable four indicators of total debt to total deposits, total debt to total assists, investment to total assets and investment to total deposits are considered. The results of multiple regression model show that all indicators considered for liquidity variable have positive and direct effect on profitability indicators and the ratio of total debt to total assets has the most positive effect.

The economic behaviors of a Muslim consumer is one of the most important social behaviors that affects his personal and social life. One of the most important forms of economic behaviors is consumption. In the consumption area, 7 crucial determinants have been extracted from religious literature. The statistical population is selected from Kabul city and the number of samples is determined by the Cochran formula 384 in the consumption area. The sample information is 95% accurate to the entire statistical population. Data was collected by a questionnaire and analyzed by Excel and SPSS 21 software. In the consumption sector, among the independent variables, most of the relationship is related to the inclusion of the relevant principles of age, education, nature of the occupation and average monthly income of the household. In the beliefs regarding consumption principles, education variables and average monthly household income are more significant rather than other variables. The results show that, on average, 53.4% of the population are followed to principles of consumption, and 50.3% of the community members believe in the principles. The Chi-square test and t single-sample also confirmed the results. In general, more than half of the community is committed to the recommended economic behaviors of Islam in the field of consumption and there is no significant difference between the degree of commitment and the people's belief in the principles of consumption.

The market is one of the most important economic concepts that in Islamic worldview take on a meaning different from that of conventional economics. Concepts play a key role in the humanities as one of the fundamental steps in the evolution of the humanities is the reproduction of central concepts in the various disciplines. Practicing Islam's recommendations in the field of economics leads to the formation of a market with specific features and image that can be called the image of the desired Islamic market. This article addresses the needs of this image in Islamic sources. Accordingly, the characteristics of the Islamic market image are extracted from religious texts and categorized and presented by content analysis method. The market in its general sense is a kind of resource allocation and distribution mechanism that is freely traded, but in a specific sense implies where such a trade is made. The type of interactions people have in the marketplace creates a unique identity in the city. The image of the Islamic market creates a distinct identity in the Islamic city that is substantially different from the identity of non-Islamic cities. This article seeks to answer the question of what are the most important components of Islamic sources in drawing a comprehensive and desirable picture of the market? Based on the results of this study, 36 primary themes, 20 basic themes and 3 axial themes were extracted as the key components. The most important components of the image of a favorable market in Islam can be found in the three central themes of "respect for the people", "transparency" and "the practice of law".

Among the most important tasks of government economic control of income inequality.. The monetary policy of the government on the equitable distribution of income is very effective. Therefore, in this study, the effect of monetary policy on the distribution of income has using quantile regression. The period studied in this research, the years 1353- 1396.The results show that the hypothesis is confirmed to affect the distribution of income of monetary policy and by increasing the production capacity that can reduce poverty.

Criteria, criteria and general areas make it easy to measure the concept through the index. The criterion of measurement may be derived from the causal or causal method. In this descriptive-analytical method through conceptual explanation, in this paper, four concepts of economic justice are first considered independently and attempted to present a standard a priori method for each concept in its particular domain.
Based on the meaning of equality, the criteria for equality of opportunity have been introduced, especially in primary wealth and government services. Based on the concept of intermediate, the criterion of moderation - based on the concept of entitlement in the domain of the distribution of the share of production agents; the criterion of the entitlement; - in the territory of redistribution on the basis of need; The income classes are the measure of equilibrium in life, income and wealth as the criterion of justice. Based on the traditions of the infallible leaders (AS), five criteria: breadth of life; dignity; right to live a religious life among the people; peace and harmony;

Improving the community health as one of the preconditions of achieving sustainable development goals, through promoting labor force performance, has provided the basis for economic growth and achieving to the goals such as public welfare, economic growth, and justice. This study analyzes Iran health performance through few health indicators (such as life expectancy at birth, Mortality rate, under-5 (per 1,000 live births), Out-of-pocket Payment, Insurance Coverage Rate, insurance Penetration Rate, and Mental Health Condition), in order to investigate its compatibility with Islamic justice principles. In spite of some improving trends in Iran health sector during recent decades, the results imply that the health conditions are not satisfiable and compatible with Islamic healthy society terms.

The purpose of this paper is to examine the dimensions of charity in the Holy Quran. The meaning of charity and the extent of the charity were studied. Several studies conducted in recent years about the charity were briefly discussed. The dimensions of charity, according to the Quran, in four dimensions: Importance of charity in the Holy Quran; Quran metaphors about charity; Conditions of Charity according to Holy Quran; effects of charity of the Quran have been studied. In different verses of the Holy Quran charity is emphasized. In the Quran, the charity has been likened to different things. The charity is like a grain of corn that sprouts seven ears, in every ear a hundred grains. There are several points about conditions of charity in the Holy Quran ("do not annul your charitable giving with reproach and hurt", "spend of the good you have earned and of that which We have brought out of the earth for you" and "Whatever good you spend is for yourselves, provided that you give it desiring the Face of Allah"). There are different effects for spend in Allah's way that have been mentioned in the Holy Quran ("whatever good you spend shall be repaid to you in full, you shall not be harmed", " Those who spend their wealth by day and by night, in private and in public, their wage is with their Lord, and no fear shall be on them, neither shall they sorrow " and " Indeed, those who give in charity, be they men or women, and those who lend a good loan to Allah, shall be repaid in multiples. They shall receive a generous wage").