Recognizing the effective factors on the collecting non-current macro debts,

One of the factors cause to decrease liquidity, economical crisis and inflation is banking debit memos. As Iranian economy is bank-oriented, so constantly macro memos may lead to economical downturn. Recently a list of banking debit memos published, so it is concurrent to detect the effective factors on collecting non-current debts in order to make better economy. The present study is applied, descriptive-survey and adaptive analytic one. The population included 16 banking managers and experts (quality aspect) and 169 kegal managers and community of banking debts. The quality findings shown that there are three main organizational factors(intra-organizational and external-organizationl sub factors), predictive factors (physical and non-physical sub-factors) and social one(positive and negative). The quantitative findings expressed that intra-organizationa, external-organizationa, physical, non-physical and positive social factors cause to positive effects and negative social factors consist of negative effects on collecting non-current large debts depends on declaration banking debit memos