Assessing the effects of resilience policies on housing patterns and rural identity (Case study: Masal county villages)

In recent years, all governments have adopted policies such as granting credits and low-interest loans to improve the quality of rural housing. A policy that has changed the heart of villages and housing patterns. Therefore, the aim of this study is to investigate the effects of housing credits and loans in rural areas of Masal city (Shalma, Markieh and Darkhaneh villages) in two dimensions of housing pattern and village identity. In this regard, descriptive-analytical research method with emphasis on qualitative-quantitative approach has been used to collect information from field method (observation, interview and questioning). The statistical population of the study also includes the housing estates of the studied villages, that the sample size is estimated to be 383 houses based on Cochran's method. The research findings show that the main impact of crediting and debt consolidation loans is to improve the strength of new and renovated housing compared to older housing. Other effects of these facilities include a reduction in biological activity in the residential unit, a decrease in the level of infrastructure, a reduction in the number of rooms, and a change in the type of plan and housing structures. On the other hand, the results indicate a decrease in the identity of the villages in terms of spatial affiliation as well as a decrease in cultural values and adaptation to the old and traditional pattern in the new designs of residential units.