The purpose of this article is to provide a model for calculating the economic capital of a bank loan portfolio and compare the obtained results with regulatory capital based on Basel II Models. The widely used asset value approach is used to model the default correlation. The method of estimating the parameters is based on the Method of moments and the method of maximum likelihood. Finally, the economic capital is calculated based on the distribution of losses obtained from the Monte Carlo simulation method. According to research hypothesis, calculated economic capital is compared with calculated regulatory capital based on Basel II Models. Regarding obtained results regulatory capital is more than economic capital. Considering the difference between economic capital and regulatory capital in the selected portfolio, it is not sufficient to rely on regulatory capital to assess banks’ risk. In order to have an accurate assessment of banks’ risk, economic capital must be calculated with proper modeling.

Social and economic changes at different levels and dimensions have made major changes in the lifestyle of individuals in society. Food selection is a multifaceted, dynamic, contextual, multilevel, coordinated and integrated and at the same time diverse issue. Social status, economic capital, and their constituent components are among the variables associated with food consumption. In this article, we examined the effect of social and economic capital on food selection of Tehran citizens by survey method and using questionnaire tools. For this purpose, a questionnaire was distributed among 384 citizens of Tehran over 15 years of age using multi-stage cluster sampling method and based on the resulting results, 55.7% of Tehran citizens with average social capital and 28.9% had High social capital and 15.4 % of them have low social capital. Also, 60.2% of respondents have low economic capital, 30.7% have average economic capital and 9.9% of Tehran citizens have high economic capital. Also, in terms of social class, the results showed that 54.4% of citizens have a middle social class, 32.3% have a low social class and 13.3% have a high social class. The results of the structural equation model also showed; The level of social capital, economic capital and social class of individuals is effective in choosing their food pattern, so that people with higher social capital and economic capital and higher social class have chosen a healthier food pattern.

Health lifestyle is known pattern of Collective behaviors that engage in risky health problems and their causes and reasons of health to ensure. Accomplished Explanations mainly have considered on Determinatives such as structural and social factors individual choices. This survey, as a similar approach, focused on discovers the capital causes that influencing on individual choices, which affect on health lifestyle of the Tehrian elderly. Research findings show that almost two-thirds of elderly had a Top of Form
moderate health lifestyle. Considering the types of capital, 56/6 Percentage of research subjects had average economic capital and 62/2 percent had average social capital. More importantly,74/4 percent of elderly had low cultural capital. Assumptions examination results showed that social and economic capital are significantly associated with healthy lifestyle of elderly, while cultural capital is ineffective. Results of regression analysis showed that 16 percent of elderly health lifestyle is affecting by social and economic capital changes, and between the types of capital, social capital and economic capital with 0/186 and 0/136 beta coefficient, had greatest impact on the health lifestyle of the elderly.

Leisure time activity is another arena that has been added to human life in current world. Variation in economic capital generates different tastes and preferences in spending leisure time. T he purpose of this study is to identify the extent of leisure time، the relationship between ways of spending leisure time by students and the economic capital of their families and a comparative study of leisure time activities in two universities. The approach of the study is descriptive comparative and research methodology is survey. Statistical population consists of students from university of Tehran and Azad Islamic university North Tehran branch in the year 2010. The Cochran formula is applied and the sample size is equal to 804 divided equally between the two universities. Sampling methodology is disproportionate stratified random sampling and universities and departments are considered as strata and the share of each department in the sample is disproportionate to statistical population. Types of leisure time activities are divided in to five groups: intellectual، social، entertaining، artistic and cultural، and physical activities. The results indicate that economic capital of families between two universities are not different significantly. The students of Tehran university have fulfilled their leisure time with intellectual activities while the students of Islamic Azad university fulfilled their time with entertaining activities. Students leisure activities have significant relationship with economic capital in Tehran university excluding physical activities and cultural-artistic، social، intellectual and entertainment have respectively a stronger relationship with economic capital respectively. The extent of time devoted to physical activity is the most and the extent of time devoted to cultural-artistic activities is the least. The relationship between types of leisure activities and economic capital is significant in Islamic Azad university excluding intellectual activities such that social، entertainment and cultural-artisticnactivities have respectively a stronger relationship with economic capital respectively. The extent of time devoted to entertaining activity is the most and the extent of time devoted to cultural-artistic activities is the least.

In this study, the effect of social, cultural and economic capital of Tehran citizens on food pattern selection was investigated. By survey method and multi-stage cluster sampling, a researcher-made questionnaire was distributed among 384 residents over 15 years of age in Tehran. 66.6% of Tehran citizens have low cultural capital, 27.6% have medium cultural capital and also 5.7% have high cultural capital. 55.7% of the respondents have medium social capital, 28.9% have high social capital and 15.4% have low social capital. 60.2% of the respondents have low economic capital, 30.7% have medium economic capital and 9.1% have high economic capital. 54.4% are in the middle social class, 32.3% in the lower social class and 13.3% in the upper social class. Age, marriage and education are related to dietary choices and gender and occupation are not related to dietary choices. The results and model of structural equati ons also showed that social and economic capital and social class are effective on food pattern selection. Social, cultural and economic capital and social class are effective in choosing food patterns. Two dietary patterns were found, including 9 and 5 nutrients, respectively, as employee-youthful and traditional dietary patterns.

The aim of this study was to investigate the The relationship between economic capital and the development goals of Sports success wrestlers in freestyle and Greco-national youth team. The research method is descriptive - correlation. Due to the limited population of 33 subjects responded to a questionnaire sample. The survey instrument included a questionnaire Safiri and Arasteh economic capital (1386) achievement goals Kenroy et al (2003) and sporting success Mousavi and Vaez Mousavi (1392) respectively The validity of the questionnaires was confirmed by experts and its reliability coefficient was 0.72, 0.70 and 0.93, respectively. PLS3 software was used for data analysis. The results showed that there was a significant relationship between achievement goals and sports success (t =3.196), But there was not a significant relationship between the economic capital and the sport's success in wrestlers in the conceptual model (1,446 t =). It is concluded elite athletes in sports successfully target vessel having a decisive role in progress and Economic capital and a major factor in sports success is not enough. It is suggested that the team's mentors and psychologists have a strong interest in the aspects of progression and goal-setting in athletes.

The current study has addressed theoretical explanation of the study and hypothesis tests the economic capital of family and its effect on individual position in higher education system and then the career position of the individual. The statistical population of this research includes all employees in the Isfahan labor market who have graduated from university since 2006 onward. The sample includes 530 people chosen by SPSS Sample Power is estimated 530.The results of the research indicated that on one hand, there is a relationship between the individual position in higher education system and career position of the individual and on the other hand economic capital has a positive effect on the type of the acceptance of individual in university. It means that those who have higher economic capital, they possess a higher position in higher education system. Of course, the results of path analysis show that entire effect of economic capital on career position is performed through mediation of individual position in higher education system, on the other words, social inequalities are reproduced through the educational system.

Healthy lifestyle is known as pattern of collective behaviors that engage in risky health problems and their causes and reasons of health to ensure. Accomplished Explanations mainly have considered the determinants such as structural and social factors and individual choices. This survey, as a similar approach, focused on the capital related causes that influence individual choices, and affect the healthy lifestyle of the elderly in Tehran. Research findings show that almost two-thirds of elderly had a moderate healthy lifestyle. Considering the types of capital, 56/6 Percentage of research subjects had average economic capital and 62/2 percent had average social capital. More importantly, 74/4 percent of elderly had low cultural capital. Test of the assumptions showed that social and economic capital are significantly associated with healthy lifestyle of elderly, while cultural capital is not significant. Results of regression analysis showed that 16 percent of elderly healthy lifestyle is affected by social and economic capital changes, and among the types of capital, social capital and economic capital with 0/186 and 0/136 beta coefficient, had greatest impact on the healthy lifestyle of the elderly. Keywords: Aging, Healthy lifestyle, Chronic Diseases, Social Capital, Economic Capital, Cultural Capital.

In this recent decades, focusing to Agency, has led to human concepts, that one of them is quality of life, that can be considered one of the important indicators of human development. Accordingly, this research aims to investigate the relationship among social, cultural and economic capitals and quality of life.The research was conducted by Survey method. The data were collected by respond closed questionnaire. The statistical population consists of 95189 athletes in Tabriz that 400 individuals were selected by Stratified random sampling method by using Cochran formula as final sample. After collection of the questionnaires the data were analyzed by SPSS software. Correlation coefficient r and regression tests were employed for test of hypotheses proportionate to level of measuring of variables.The findings show, Quality of life for athletes is moderate and there is a significant correlation among variable of economic capital, social capital and quality of life. Also based on regression analysis, the variables used to have explained 14 percent variation in the dependent variable. Other results, According to regression analysis, variables of interpersonal trust and economic capital affected more than other variables on athletes quality of life.

The Role of Cultural and Economic Capital of Family and Type of School in Educational Performance of High School and Preuniversity Students Abstract: Educational performance of high school and pre-university students is one of main concerns of families. In this study, the effect of different social factors such as cultural and economic capitals of family and type of school (public, private) on educational performance of students has been assessed. The present study is a survey in which the data was collected by questionnaire. The study population consists of all of math students studying in pre-university level in region 14 of Tehran in academic year of 2007 -08. The sample size is 250 students selected randomly by the use of Cochran formula. Results show that cultural capital and its dimensions and type of school have significant relationship with the educational performance of students, while, economic capital has very small significant effect on the educational performance of students.